OpenAccountai, presented here as OpenAccountant AI, publishes skills that let an AI agent handle personal and business finance work, including cash runway calculation, debt payoff planning with avalanche and snowball schedules, and cash flow forecasting from historical trends. Its skills also cover spending reviews, transaction auto-categorization, seasonal pattern detection across 12 or more months of data, insurance premium audits, and MACRS depreciation schedules with Section 179 expensing. The set stands out for combining everyday budgeting tools with accounting-grade tax and asset treatment.
Skills
44 skills · 115 stars · MIT
Bank Sync Connect bank accounts for automatic transaction import via Plaid.
Break Even Calc Calculate break-even revenue by separating fixed and variable costs.
Cash Flow Forecast Project future cash flow using historical trends and recurring patterns.
Charitable Giving Track charitable donations and estimate their tax deduction value.
Client Profitability Analyze revenue and costs per client to find your most profitable accounts.
Contractor Tracking Monitor 1099 contractor payments and flag $600 threshold.
Custom Report Build custom financial reports with user-defined date ranges and categories.
Debt Payoff Build avalanche or snowball debt payoff plans with payment schedules.
Depreciation Schedule Track asset depreciation using MACRS schedules and Section 179 expensing.
Emergency Fund Calculate emergency fund target and track savings progress toward it.
Expense Optimizer Find recurring expenses and subscriptions to cut or reduce.
Financial Goals Set savings goals with timelines and track monthly progress toward them.
Home Office Deduction Calculate home office deduction using simplified or actual expense method.
Import Transactions Import transactions from CSV, OFX, or QIF bank exports and deduplicate.
Insurance Audit Find insurance payments, total annual premiums, and compare to benchmarks.
Invoice Aging Track unpaid invoices by age bucket and flag overdue payments.
Lifestyle Creep Detect spending increases across categories over 6-12 months.
Mileage Tracker Track business mileage and calculate IRS standard mileage deduction.
Month End Close Run a monthly bookkeeping close checklist with reconciliation.
Monthly Digest Generate a monthly financial summary with metrics, trends, and anomalies.
Multi Entity Manage finances across multiple businesses or legal entities.
Net Worth Calculate net worth from assets and liabilities with a formatted statement.
Paypal Import Import PayPal CSV exports with fee, refund, and currency handling.
Pricing Optimizer Analyze pricing against costs and margins to optimize profitability.
Profit Loss Generate a profit and loss statement for any date range.
Quarterly Taxes Estimate quarterly tax payments using income totals and safe harbor rules.
Rental Property Track rental income, expenses, ROI, and cap rate per property.
Revenue Concentration Assess client concentration risk using revenue share and Herfindahl index.
Runway Calculator Calculate months of cash runway at current burn rate.
Sales Tax Nexus Determine sales tax obligations by state based on economic nexus thresholds.
Seasonal Patterns Detect seasonal revenue and expense patterns across 12+ months of data.
Smart Categorize Auto-categorize uncategorized transactions using vendor pattern matching.
Smart Split Split a single transaction across multiple categories with custom amounts.
Spending Review Generate a categorized spending breakdown with month-over-month trends.
Square Import Import Square sales CSV exports with tips, refunds, and fee handling.
State Tax Estimator Estimate state income tax liability based on income and state of residence.
Stripe Import Import Stripe payment CSV exports with charges, fees, and refund handling.
Subscription Audit Find recurring subscriptions, calculate total cost, and flag unused ones.
Tax Penalty Calc Estimate IRS underpayment penalties for missed quarterly tax payments.
Tax Prep Organize business expenses by IRS Schedule C categories for tax filing.
Venmo Reconciler Reconcile Venmo business transactions and separate personal from business.
Wise Import Import Wise (TransferWise) CSV exports with multi-currency handling.
Year End Summary Generate an annual financial review with totals, trends, and highlights.
Zero Based Budget Allocate every dollar of income to a category using zero-based budgeting.